Articles

Elaine Morales |

What is a mortgage refinance, in plain English

Refinancing works by giving a homeowner access to a new mortgage loan which replaces the existing one. The details of the new mortgage loan can be customized by the homeowner, include the new loan’s mortgage rate, loan length in years, and amount borrowed.

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Rents jump in most of the country’s biggest cities

It’s getting harder and harder to be a renter, it seems. According to new data, rents are now up in 92 percent of the country’s largest cities.

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Biggest and Best Cruise Ships for 2019

All aboard! The cruise industry in booming with many new ships sailing this summer. Cruise lines are outdoing each other for the biggest and best ships.

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What Is Gap Insurance?

There are lots of different types of car insurance; some are more complete and comprehensive while others are more specialized or niche. Gap insurance is the latter type. Let’s go over what exactly gap insurance is and why you may need it in your insurance policy.

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What Affects Car Insurance Rates?

How much you pay for your car insurance isn’t always based on the default price of a plan. Auto insurance providers balance lots of factors when deciding the cost of your deductible and premium amounts before providing you with insurance. Let’s go over the main factors that affect car insurance rates so you know what to expect the next time you negotiate for new auto coverage.

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Is a Reverse Mortgage Right for You?

In its simplest form, a reverse mortgage is a way to tap into your home’s built-in wealth in the form of a loan. Reverse mortgages are offered to people over the age of 62 as a way to tap into home equity for cash.

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QUICK TIP: Are you paying for unnecessary car insurance?

Auto insurance is mandated by most states, but how much you actually buy beyond the minimum -- that's up to you.

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What is a good credit score? Find out how yours stacks up

When it comes to your money, your credit score is one little number that says a lot about not only your past credit history, but also what’s to come when and if you want to borrow money in the future. What is a good credit score, exactly, though? Read on to find out!

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How to Plan Your National Parks Vacation

If you love vacations full of nature and incredible sights, a trip to one or more of our glorious national parks might be just right for you. All across the country, you can experience the land as it once was through the preservation efforts of the National Parks Service.

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Stay Or Leave Your Car Insurance?

Car insurance premiums nationwide have never been higher. Many of us renew our policies year after year without shopping around.

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